QuoteFlow
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Integrations

Local payment rails, connected with your own credentials

QuoteFlow never becomes the merchant of record. You connect the gateway accounts you already have, and every cent your clients pay settles directly into your bank account.

Payment gateways

Four ways for South African clients to pay you

Enable one or all four. Clients see the options you've switched on, right inside their portal.

PayFast logo

South Africa's best-known payment gateway. Accepts cards, instant EFT, Masterpass, Mobicred, SnapScan and Zapper.

Credit & debit cardsInstant EFTMasterpassMobicredSnapScanZapper
  • Settles into your own bank account on PayFast's standard cycle.
  • Merchant ID, merchant key and passphrase from your PayFast dashboard.

Best for: Broadest local payment method coverage.

Yoco logo

The card machine most SA small businesses already have. Online payment links settle into the same Yoco account.

Credit & debit cardsPayment linksSame account as your Yoco card machine
  • Lands in the Yoco account you already reconcile against.
  • A single secret key from Yoco's developer settings.

Best for: Simple pricing, familiar to existing Yoco merchants.

Stitch logo

Pay-by-bank instant EFT built on open banking. Clients pay from their banking app and confirmation is instant.

Pay by bank (open banking)Instant EFTReal-time confirmation
  • Bank-to-bank, so there is no card fee eating into big invoices.
  • Client ID and secret from your Stitch dashboard.

Best for: Lowest fees on larger invoices.

Paystack logo

Cards and EFT with excellent developer tooling and strong coverage across South Africa and the rest of the continent.

Credit & debit cardsEFTMulti-country African coverage
  • Next-day settlement into your linked South African bank account.
  • Public and secret API keys from your Paystack dashboard.

Best for: Best fit if you also bill clients elsewhere in Africa.

How connecting works

Three steps, done once per gateway

  1. 01

    Get your keys

    Sign in to your gateway's dashboard and copy your merchant ID and API keys.

  2. 02

    Paste them into settings

    Add them under Settings → Payments. Keys are encrypted and only ever used server-side.

  3. 03

    Switch it on

    Enable the gateway and it appears as a payment option on every invoice in the client portal.

Beyond payments

The other connections you'll actually use

Email delivery

Transactional email for quotes, invoices, receipts, statements and reminders, sent from your business name with delivery tracking.

CSV import & export

Bring clients, products and opening balances in from a spreadsheet. Export any list or report for your accountant.

Manual EFT reconciliation

Your banking details print on every invoice, and EFT payments are recorded and allocated in a couple of clicks.

Multi-business

Run more than one entity from a single login, each with its own branding, numbering and gateway accounts.

Your keys stay yours

Gateway credentials are stored encrypted and are only ever read by the server when creating a payment or verifying a webhook. They are never sent to a browser, never shown again after saving, and can be rotated or removed at any time.

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